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Gift Guides

8 Charm Necklaces for Valentine’s Day

Kyle and I had the exact same thought this year, charm necklaces for Valentine’s Day. The best thing about charm necklaces? They are perfect for gifting to a sister, daughter, friend or even yourself. You can buy one charm to start, then build on it as the years go by. Just like your relationships. What a great opportunity to let someone know you are thinking of them during this crazy time.

Happy Valentine’s Day! Sending our love (and a cherry blossom charm) from DC!


Kyle and I recently explored the Gorjana store in Bethesda, where we picked out the Parker wrap necklace in silver as a gift to a client from her husband. The wrap necklace is great on its own or with charms. You can wear it long at 34 inches, or doubled as shown below. Check out the whole Parker collection for different variations on the chain necklace. And don’t be afraid to mix metals when layering!

Gorjana Parker Wrap Necklace, $80
Gorjana Parker Necklace, $65
Gorjana Alphabet Charm, $30
Gorjana Dagger Parker Charm, $30
Gorjana Bespoke Dog Tag Charm (Engravable), $50
Gorjana Botswana Agate Charm, $30

Lizzie Fortunato

The Lizzie Fortunato Mood Necklaces are like small works of art. Just like the earrings we have been purchasing from Upstairs on 7th for years, the Mood necklaces make a statement with their size and colors. They also have the most variety that I’ve seen. You can wear the charms around a chain necklace or grouped together on the stone necklaces. Lizzie Fortunato also makes Mood Hoops with charms!

Lizzie Fortunato Mood Necklace in Gold, $230
Lizzie Fortunato Mood Necklace in Pearl, $230
Lizzie Fortunato Tie Dye Charm, $45
Lizzie Fortunato Heart Pendant in Amorous, $185


With BaubleBar’s accessible prices, why not purchase one for yourself and one for a loved one? There are so many fabulous charm options, you’re sure to find the perfect charms to personalize a necklace or bracelet. I adore the rainbow Colore and LOVE Charms pictured below, but also have my eye on the Scorpio Astro charm.

BaubleBar Rectangle Charm Holder, $10
BaubleBar Epic Charm Necklace, $40
BaubleBar LOVE Charm, $20
BaubleBar Colore Charm, $20
BaubleBar Carolyn Initial Charm $20

Monica Rich Kosann

Monica Rich Kosann makes jewelry you buy to wear forever. Her “create your own” charm necklaces are no exception. You can choose the metal, style, and number of “charm stations” for your necklace. Then comes the really fun part! The charms come in many sizes and colors. For a less overwhelming and more budget friendly gift from Monica Rich Kosann, check out the under $300 section on her website.

Monica Rich Kosann 30″ Steel Charm Chain Necklace with 2 Sterling Silver Charm Stations, $395
Monica Rich Kosann 18″ Steel Charm Chain Necklace with 2 Yellow Gold Charm Stations, $1,050
Monica Rich Kosann Pave Moon Charm, $515
Monica Rich Kosann Mini Adventure Compass Key with Sapphire, $150
Monica Rich Kosann Two-Tone Mini Never Fear Snake Medallion, $340

Kendra Scott

During a quick visit to her Georgetown store, we discovered Kendra Scott’s charm necklaces. You may remember the Vintage Gold link chain from my holiday wish list! The choices, styles, and combos really are practically endless. You can customize a necklace yourself, or buy someone a gift certificate to make their own custom charm necklace for Valentine’s Day!

Kendra Scott 32″ Chain Link Necklace, $80
Kendra Scott Thin Adjustable Chain Necklace in Rose Gold, $40
Kendra Scott Mothers & Families Charm in Rose Gold, $25
Kendra Scott Washington, DC Cherry Blossom Charm, $25 $9.97
Kendra Scott Small Tassel Charm, $25

KatMojo Jewelry

Maximalists rejoice! Kyle recently discovered KatMojo jewelry on an Instagram hunt for new and exciting accessory brands. Katmojo’s necklace layering is next level! And yes, I did have a fashion-induced heart attack when Kyle showed me the Open Loop Ombre Amethyst Necklace. The KatMojo charms are the most interesting of all the options we found.

KatMojo Jewelry Coral Tube Open Loop Necklace, $155
KatMojo Jewelry Open Loop Ombre Amethyst Necklace, $98
KatMojo Jewelry Basic Gold Connector, $57
KatMojo Jewelry Gemstone Crescent Moon Charm, $598
KatMojo Jewelry Sunburst Evil Eye, $368
KatMojo Jewelry Stormy Cloud Charm, $392


Catbird is an OG Brooklyn cool boutique. Check out Catbird’s tiny personalized charms for the daintiest, sweetest jewelry. Between the birth flowers and the engravable keys or letters, I promise you’ll have a hard time choosing your favorite. For a super romantic option, you can personalize a tiny love letter charm!

Catbird Jewelry 1976 Chain, $268
Catbird Jewelry Tiniest Key Charm, $88
Catbird Lily of the Valley Poem Charm, $158
Catbird Holy Cannoli Charm, $118

Monica Vinader

Monica Vinader created her brand for women to gift to themselves. We can definitely get behind that! In fact, she is our go-to when a client has a fabulous pendant, but not the perfect chain to put it on. The prices are attainable, the quality is made to last, and the selection is exactly what you want. Monica Vinader’s elegant pendant charms come in many precious and semi-precious metals and stones. Some are even engravable; all are beautiful!

Monica Vinader Sterling Silver Layered Deia Beaded Alta Textured, Mixed Metal and Fine Oval Box Chain Necklace Set, $345
Monica Vinader Doina Snake Chain Necklace, $250
Monica Vinader Nura Grey Baroque Pearl Pendant Charm, $95
Monica Vinader Deia Locket Pendant, $150
Monica Vinader Deia Gemstone Pendant, $135

Are you into charm necklaces these days? Do you have one? Let us know your favorite brand of charm necklaces for Valentine’s Day, or any day!

Real Life Style is a style consulting firm that teaches busy women to wear their power so they can live their lives fully and confidently. Lani Inlander and Kyle Dunphy are based in the Washington, D.C., metropolitan area and serve clients nationwide. We offer personal styling services, an on-demand e-course, corporate services, and training to become a personal stylist.

Once in a while, you can find Lani Inlander and Real Life Style on Facebook, LinkedIn, Twitter, Pinterest, and Instagram. Mostly, they are happily busy serving their fabulous clients, not hanging out online!

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